Op-eds and Articles
Last week, Republicans played elves to President Trump’s Santa, cobbling together an atrocious package of tax giveaways that will mostly help wealthy Americans while piling at least $1 trillion on the national debt. So much for GOP claims to be the party of working people and fiscal responsibility. Now Trump and the Republican National Committee […]
Op-eds and Articles
Why is the decision to promote competition in the credit scoring model industry complicated? At first blush it would seem to make perfect sense. More competition could lead to lower costs for those who use the scores. Furthermore, it might increase the likelihood that some qualified individuals — who may not be approved for a […]
Our past event featured newly issued white papers from respected industry experts related to the ongoing GSE credit score evaluation. Topics include: Research from a leading analytics firm on the value that updated credit scoring models will add to the mortgage market; Economic and competitive issues in the credit scoring market as detailed by an […]
Op-eds and Articles
In 2016, the 50 richest universities in America owned $331 billion in endowment wealth, a figure roughly three times the size of California’s entire state budget last year — and ten times the estimated net worth of President Donald Trump. Seventy-five percent of that wealth was held by less by four percent of schools, including such elite institutions as Harvard […]
For many Americans, self-employment and running a small business can be an important pathway to the middle class, yet accessing credit to start or grow a business is more difficult, and potentially even more dangerous, than most realize. While banks have historically provided the majority of small business credit in the United States, and still […]
Technological innovation is the main force driving job creation, productivity growth, and living standards. Progressives should aim to stimulate public and private investment in new enterprises and diffuse innovation across the entire economy.
With Washington stalemated by partisanship and polarization, the most important governing innovations today are happening in America’s metro regions. PPI advocates for a new “progressive federalism” that decentralizes political power and resources to metro leaders.
An open global economy boosts U.S. growth, supports good jobs, and enhances the buying power of American consumers. PPI advances policies that help American producers and workers to tap into global commerce, while assuring that trade’s substantial benefits are more broadly shared.
America needs a 21st century model of public education geared to the knowledge economy. Charter schools are showing the way, because they provide autonomy for schools, accountability for results, and parental choice among schools tailored to the diverse learning styles of children. David Osborne’s book, Reinventing America’s Schools, explores the new paradigm of public education that is emerging to fit the realities of the 21st century.
America’s civil justice system is a “public good” that should produce predictable, accurate and just results. The PPI Center for Civil Justice seeks to defend the integrity of our legal system from litigation abuse and efforts to bypass legislatures to make policy in the courts.
Regulatory accumulation – the relentless layering of new rules atop old ones over decades – can smother economic innovation and investment. Continuously improving the regulatory environment for entrepreneurship and growth is integral to progressive efforts to make government work better.
Government anti-poverty programs and charities must modernize the way they deliver social services. By embracing technological innovation, costly and time consuming bureaucratic barriers can be broken down and millions of disadvantaged Americans can become their own case managers.
America must innovate its way to clean growth. Rejecting both climate denial and fantasies of 100 percent renewable power, we need a realistic transition to a low-carbon economy that taps next generation nuclear technology and carbon capture techniques as well as wind, solar and water power.